How it Works | EN • EUR • NGN

How it Works | EN • EUR • NGN

Buy Now. Pay Later. Get Rewarded.

Yumi lets you split any purchase into 4 zero-interest payments over 6 weeks and pays you back over time.

Start Shopping

How It Works

Yumi lets you buy now, pay later in 4 bi-weekly zero-interest installments — and even pays you back over time.

No fees. No tricks. Just seamless, rewarding payments.

Instant Setup

Instant Setup

Zero Fees

Zero Fees

Real Rewards

Real Rewards

Nestle

Nestle

Herman Miller

Herman Miller

Breville

Breville

Sonos

Sonos

Cuyana

Cuyana

Buy Now. Pay Later. Get Rewarded.

Yumi lets you split any purchase into 4 zero-interest payments over 6 weeks and pays you back over time.

Start Shopping

How It Works

Trusted by leading merchants

Testimonials

Testimonials

What partners say about Yumi

What partners say about Yumi

“Yumi’s instant settlement boosted our cash flow and customer loyalty.”

A. Tan

Retail Merchant

“Chargebacks have vanished since using Yumi. Integration was easy.”

J. Kim

DTC Brand

“Transparent, seamless BNPL. Our team feels supported and secure.”

L. Wong

E-commerce Partner

Instant Setup

Zero Fees

Real Rewards

Is there really no interest or hidden fees?

Yes — all standard Yumi plans are 0% interest, with no hidden charges or late fees for on-time payments.

How do Yumi rewards work?

With every payment, you earn rewards or cash back. The more you use Yumi responsibly, the more you can unlock.

What makes Yumi different?

Unlike typical BNPL, Yumi is fully on-chain, unlocks rewards as you pay, and puts customers first — with seamless transparency.

Is there really no interest or hidden fees?

Yes — all standard Yumi plans are 0% interest, with no hidden charges or late fees for on-time payments.

How do Yumi rewards work?

With every payment, you earn rewards or cash back. The more you use Yumi responsibly, the more you can unlock.

What makes Yumi different?

Unlike typical BNPL, Yumi is fully on-chain, unlocks rewards as you pay, and puts customers first — with seamless transparency.

Is there really no interest or hidden fees?

Yes — all standard Yumi plans are 0% interest, with no hidden charges or late fees for on-time payments.

How do Yumi rewards work?

With every payment, you earn rewards or cash back. The more you use Yumi responsibly, the more you can unlock.

What makes Yumi different?

Unlike typical BNPL, Yumi is fully on-chain, unlocks rewards as you pay, and puts customers first — with seamless transparency.

Is there really no interest or hidden fees?

Yes — all standard Yumi plans are 0% interest, with no hidden charges or late fees for on-time payments.

How do Yumi rewards work?

With every payment, you earn rewards or cash back. The more you use Yumi responsibly, the more you can unlock.

What makes Yumi different?

Unlike typical BNPL, Yumi is fully on-chain, unlocks rewards as you pay, and puts customers first — with seamless transparency.

Why merchants choose Yumi

Book a demo or contact sales to see how Yumi can upgrade your checkout.

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